Feel good about what you book and how you pay for it. With Uplift, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.
Here's How It Works:
Choose Uplift as Your Payment Method
at checkout and enter your information.
If Approved, Select the Payment Plan
that works best with your budget and complete your booking.
Make Monthly Payments
to spread the cost of your trip over time. Interest charges may apply.
Uplift: Buy Now, Pay Later - Frequently Asked Questions
What is Uplift?
Uplift gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you’re ready to check out, just select “Uplift” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
I purchased a trip using Uplift, can I travel before it’s paid off?
Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.
How do I apply?
Shop for your items and add them to your cart just like you normally would. When you are ready to check out, simply select Uplift as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.
How are my loan term offers determined?
Uplift looks at a number of factors, including your credit information, purchase details, and more.
How do I make installment payments?
You can make a payment anytime by visiting pay.uplift.com and clicking on the Loans tab. From there, click the Make a Payment button.
Uplift recommends that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit pay.uplift.com, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Uplift anytime by visiting pay.uplift.com.
What are the advantages of using Uplift vs a credit card?
While some credit cards charge interest on interest, Uplift charges only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.
What happens to my loan if I cancel my travel plans?
You’ll need to initiate any cancellations with the travel provider first. If the travel provider’s cancellation policy allows for a refund, we’ll update your account after the cancellation is fully processed. If you are not eligible for a refund from the travel provider, you are still responsible for the outstanding balance and your monthly payments remain the same until your balance is paid in full.
How long does it take for you to apply a refund to my account?
Once Uplift receives a refund from the merchant, we will apply the full amount to your account balance within 10 days.
If you receive a refund for more than the balance owed on your account, Uplift will credit back all remaining funds to the method of payment used to make the initial payment. In the event that you no longer have that method of payment (e.g., you used a card that is no longer valid), we will work with you to issue an electronic refund through Zelle.
How do I receive a refund?
You’ll need to initiate any cancellation or returns with the merchant first. If you are eligible for a refund from the merchant based on their refund policy, we will apply the refunded amount to your account balance and credit back all remaining funds to your method of payment used to make the initial payment. In the event that you no longer have that method of payment (e.g., you used a card that is no longer valid), we will work with you to issue an electronic refund through Zelle.
If you receive a refund for less than the balance owed, you are still responsible for the outstanding balance and your monthly payments remain the same until your balance is paid in full.
Does checking my rate impact my credit score?
US Residents: When you check your eligibility, a “soft” credit inquiry occurs to verify your identity and determine your eligibility for financing. A soft credit inquiry doesn’t affect your credit score. Uplift does not perform a hard credit inquiry.
Canadian Residents: When you check your eligibility a “soft” credit inquiry occurs to verify your identity and determine your eligibility. A soft credit inquiry doesn’t affect your credit score. However, when you submit an application, a hard credit inquiry will be placed, which may impact your credit score.
How do I contact Customer Support?
When booking a hotel, what's included in my Uplift offer?
When paying for a hotel booking with Uplift, your loan will cover your room rate, taxes, fees and add ons listed on the booking confirmation page.
When booking a hotel, does my offer cover additional hotel charges?
While Uplift never charges any fees, your hotel may charge additional fees during your stay for amenities such as resort fees, parking, and WiFi. For more information, please review the hotel’s website or contact the hotel directly.